Job Title:
US Mortgage Loan Compliance
Company: Synergy
Location: Ranchi, Jharkhand
Created: 2025-11-20
Job Type: Full Time
Job Description:
Role DescriptionThis is a full-time, entry-level position for a Mortgage Loan Compliance Reviewer based in our Mumbai office, supporting operations in the US mortgage industry. The role is ideal for a junior candidate with foundational knowledge of US mortgage processes, regulatory frameworks, and compliance concepts.The position involves assisting with compliance reviews of mortgage loans to ensure adherence to federal, state, and agency regulations, including those from the Consumer Financial Protection Bureau (CFPB), Department of Housing and Urban Development (HUD), and guidelines set by Fannie Mae and Freddie Mac. Responsibilities include reviewing loan files for regulatory accuracy, identifying potential compliance risks, supporting senior reviewers in evaluating processes, and helping to document corrective recommendations.The role also offers opportunities to collaborate with origination, underwriting, and servicing teams, prepare compliance summaries, and build expertise in evolving mortgage regulations while contributing to a culture of risk awareness and regulatory compliance.QualificationsIn-depth knowledge and hands-on experience in US mortgages, loan origination, and servicing processesStrong background in mortgage compliance, including familiarity with federal regulations (e.g., TILA, RESPA, ECOA, HMDA) and agency-specific requirements from Fannie Mae, Freddie Mac, and FHA/VA programsProficiency in financial analysis, risk assessment, and audit methodologies within the mortgage sectorExcellent communication and interpersonal skills for collaborating with cross-functional teams and presenting findings to senior leadershipProven analytical and problem-solving abilities to identify and resolve complex compliance challengesRelevant certifications such as Certified Mortgage Compliance Professional (CMCP), Certified Regulatory Compliance Manager (CRCM), or similar in mortgage lending/compliance are a plus3+ years of experience in mortgage loan review or compliance auditing within a US financial institutionCompensationThe position pays 5 to 6 LPA, depending on overall experience. Our hiring team will carefully review your submission, and ideal candidates will be contacted directly to schedule a Zoom interview. Thank you for your interest in this opportunity.