Senior Underwriter

Role & responsibilities :Underwriter and Sr UnderwriterExperience required for the Job: 3+ yearsJob Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting (Residential) , US mortgagePosition Overview Candidate should have total 3+ years of US mortgage (Live & Post closing) underwriting experience.Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefitShould have good analytical and problem-solving skillsShould have decision-making skill when applying in business judgmentEvaluate complete loan documents and should provide approval or denial decisionComplete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliationThorough income calculation Salaried income, business income, retired other income and rental incomeComplete review of Collateral and property valuationAssets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments.Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customerValidating and processing the Loan documents on behalf a Mortgage lender organization.Evaluating evidence of borrowers willingness and ability to repay the obligationGood communication, Presentation skills, Self-motivated and hard workingAbout you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment.Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.Note:Share your resume to the below mentioned WhatsApp Number or Email ID.Reach out to the same contact number for further information regarding the interview process. Contact: Syed Suhail - 9290528486 Email: gsyedsuhail@Disclaimer: Firstsource follows a fair, transparent, and merit-based hiring process. We never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or gsyedsuhail@

Apply Now