Commercial Underwriter

Key Responsibilities: Apply a detailed understanding of AAF Lending Policy, Standards, and Lending Criteria to assess loan applications. Evaluate commercial mortgage products for eligibility and suitability based on customer profiles and property types. Use front-end systems to submit and track CRE applications through to credit approval. Prepare credit papers for submission to UK based’s Credit team, ensuring clarity and completeness. Maintain a minimum 98% right-first-time documentation standard , ensuring accuracy and compliance. Work both independently and collaboratively to meet deadlines and service level agreements (SLAs). Adapt quickly to changing priorities and work proportionately based on transaction complexity. Contribute to process improvement initiatives , identifying areas for efficiency and automation. Build strong working relationships with internal stakeholders through clear and effective communication. Liaise with KYC and Financial Crime departments to resolve onboarding issues related to fraud or compliance. Attend ad hoc meetings as required by the UK team. Perform additional tasks as assigned to support the CRE Lending function. Candidate Profile: Education & Experience: Bachelor’s degree in finance, Economics, Accounting, or related field. 1–3 years of experience in credit analysis, commercial lending, or financial services. Exposure to UK banking or international financial institutions is preferred. Skills & Competencies: Strong analytical and documentation skills. Proficiency in Excel and financial modelling. Excellent written and verbal communication in English. Ability to work across time zones and manage remote stakeholder relationships. Familiarity with UK lending practices and compliance standards (training will be provided). Desirable Qualifications: Progress toward CFA, FRM, or similar certifications. Understanding of UK property markets and commercial lending products.

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