We are seeking an experienced Residential Mortgage Underwriter with strong knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines . The ideal candidate will be responsible for analyzing and evaluating residential loan applications to ensure compliance with investor and regulatory requirements. This role requires strong attention to detail, risk assessment skills, and the ability to make sound credit decisions in a fast-paced environment. Key Responsibilities: Review and underwrite residential mortgage loan files Ensure compliance with agency and investor guidelines Analyze credit, income, asset, and collateral documents Make accurate and timely underwriting decisions Communicate underwriting decisions to relevant teams Requirements: 3 years of Live US mortgage underwriting experience Proficiency with AUS (DU/LP) Knowledge of FNMA, FHLMC, FHA, and VA guidelines