Zonal Collection Manager – Vehicle Finance

Job Title: Zonal Collection Manager – Vehicle Finance Location: Western India (Maharashtra, Gujarat, MP) Base location : Pune, Mumbai or Ahmedabad Vertical: Vehicle Finance (Cars, Commercial Vehicles, Construction Equipment, Tractor) Role Summary: Responsible for driving collections across the vehicle finance portfolio for Western India. Ensure recovery targets are met, NPAs are minimized, and legal/repossession actions are executed effectively. Key Responsibilities: Drive bucket-wise collection strategy (0-30,30+, 60+, 90+). Ensure legal actions (notices, repossession) are timely and compliant. Monitor collection performance, roll rates, and recovery costs. Lead MIS/reporting and suggest portfolio-level risk controls. Ensure regulatory and process compliance across channels. KPIs: Collection efficiency vs target Roll rate and vintage movement Cost per unit recovery Agency performance and audit scores Legal case resolution TAT Qualifications & Experience: Graduate/MBA with 10–15 years in vehicle finance collections Strong experience in field recoveries, repossession, and agency management Willing to travel extensively within the zone

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