Associate

Company Description Lex Favios, Advocates & Solicitors is seeking a detail-oriented and commercially astute Associate to join our Banking Team. The ideal candidate will have prior experience in a law firm and a strong foundation in banking and finance matters, including conducting Title Search Reports, reviewing and drafting loan documentation, and advising on secured lending transactions. The role demands precision, responsiveness, and a sound understanding of legal and regulatory frameworks governing banking operations in India. Key responsibilities shall be as under: Title Search & Due Diligence Conduct title due diligence for various types of properties (agricultural, residential, commercial, industrial) Prepare and vet Title Search Reports and Property Due Diligence Notes Liaise with local counsel for verification of land records and encumbrance certificates Identify risks and encumbrances affecting the lender’s security interest Loan Documentation & Transaction Support Review and draft loan agreements, sanction letters, facility agreements, and security documents (mortgage deeds, hypothecation agreements, pledge agreements, etc.) Assist in structuring and documenting secured and unsecured lending transactions Coordinate with lenders, borrowers, and internal teams for transaction closure Regulatory & Compliance Advisory Advise on SARFAESI Act, Transfer of Property Act, and other relevant banking regulations Support clients in complying with registration requirements under CERSAI, ROC, and stamp duty laws Monitor timelines for perfection of security and post-disbursement compliance Qualifications & Skills LL.B. from a reputed law school; 1–3 years of experience in a law firm’s banking or real estate practice Strong drafting and analytical skills Familiarity with land laws across key Indian states Ability to manage multiple transactions and deadlines Excellent communication and client-handling skills Proficiency in MS Word and Excel for documentation and reporting Preferred Exposure Lending transactions involving NBFCs, banks, and financial institutions Real estate financing, project finance, and structured finance Title diligence for large land parcels and commercial assets Working knowledge of stamp duty and registration laws across jurisdictions

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