Assistant Manager – Origination

About Rang De:Rang De () is a fintech startup that aims to revolutionize credit access for underserved communities by connecting individual lenders and borrowers together, cutting out the need for an intermediary, and offering highly customized and affordable loans than traditional lenders.Having pioneered the model in India in 2008, Rang De's purpose built technology platform has proved to be game changing for providing timely access to credit for thousands of farmers and entrepreneurs. We recently pivoted into an NBFC-P2P and have a highly differentiated model from other peer-to-peer lending platforms.Application note: To help us review applications thoughtfully, we only consider submissions sent via email. Please find the /"How to Apply/" section below.We are a small team with big dreams and are seeking highly talented and experienced individuals to join us in this crucial role for expanding our impact and driving meaningful change in underserved communities.Role: Assistant Manager – OriginationWork mode: RemoteRole Overview:The Assistant Manager - Origination drives loan sourcing and borrower onboarding for Rang De P2P platform. This role manages the end-to-end loan origination process, from borrower acquisition through platform onboarding, ensuring volume targets are met while maintaining quality of the profile, compliance, publishing and credit quality standards.Responsibilities:1.Loan Sourcing & Borrower AcquisitionConduct preliminary needs assessment of the loan disbursal requirement at Rang DeBorrower loan eligibility screening, content creation, publishing the borrower profiles on Rang De platformAchieve monthly loan origination targets and growth metricsMaintain an effective pipeline of potential borrowers2.KYC/AML Verification & ComplianceConduct Know Your Customer (KYC) verification as per Rang De SOPVerify customer information against the set partner SOP & Borrower selection due diligencePerform Anti-Money Laundering (AML) due diligence and risk categorizationEnsure compliance with all KYC requirements under RBI P2P Lending FrameworkMonitor and report suspicious activities3.Digital Onboarding & Account SetupPerform digital onboarding of the borrowers on the P2P platformCapture and validate financial information, occupation experience details, business plan and credit history etcPerform credit score verification of each borrowerEnsure accurate data entry and documentation4.Credit Assessment & Loan ApprovalPerform preliminary credit screening using CRIF scores, income verification, and debt-to-income ratiosSupport credit team with required documentation and borrower clarificationsEscalate high-risk or complex applications for detailed credit reviewMaintain accurate loan application records and status tracking5.Lender Matching & Fund MobilizationCoordinate with lender acquisition teams to match borrowers with available fundsEnsure loan terms, interest rates, and tenors align with Rang De platform policy and borrower requirementsMonitor fund availability and prioritize high-quality loan applicationsTrack lender-borrower matching metrics and conversion rates6.Process Compliance & DocumentationMaintain complete loan origination documentation per RBI guidelinesEnsure timely processing within the committed turnaround time (TAT)Update loan status in platform systems and maintain audit trails7.Borrower Communication & Support (need based)Provide pre-approval and post-approval support to borrowersAddress borrower queries on loan terms, repayment schedules, and platform featuresFacilitate borrower grievance resolution and escalationsConduct regular follow-ups to ensure smooth loan disbursement8.Quality Assurance & Risk ManagementEnsure all applications meet quality and compliance standards before approvalFlag potential fraud cases or inconsistencies to the credit/compliance teamSupport audit and regulatory examination processesParticipate in continuous process improvement initiativesRequired QualificationBachelor's degree in Commerce, Finance, Business Administration, or related fieldDiploma in banking or financial services preferredExperience1-2 years in loan origination, customer onboarding, or retail lendingExperience with digital lending platforms or fintech companies preferredKnowledge of NBFC or P2P lending operations is a plusTechnical skillsStrong Excel and data entry skillsFamiliarity with CRIF/credit bureau reportsKnowledge of KYC/AML compliance processesComfortable with CRM tools and documentation managementRegulatory knowledgeUnderstanding of RBI 2017 P2P Lending GuidelinesKnowledge of KYC/AML/CFT (Anti-Money Laundering/Combating Financing of Terrorism) regulationsFamiliarity with consumer protection and grievance redressal frameworkBasic understanding of credit and lending conceptsSoft skillsExcellent verbal and written communication skillsCustomer service orientation with problem-solving abilityStrong organizational and time management skillsAbility to work in a fast-paced, target-driven environmentIntegrity and ethical conduct in all dealingsHow to Apply:Interested candidates are invited to email their resume along with a brief note on why they are passionate about joining Rang De. Please write to with the subject line “Application for Assistant Manager – Origination”.Rang De is an equal opportunity employer. We welcome applications from individuals of all backgrounds and are committed to building a diverse and inclusive workplace.Only applications submitted through this process will be considered.

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