Job Title:
Consultant
Company: InCred Financial Services
Location: Mumbai, Maharashtra
Created: 2025-12-06
Job Type: Full Time
Job Description:
Consultant - Internal Rating (SME)Key ResponsibilitiesDevelop internal credit rating models for SME borrowers, including methodology design, variable selection, scoring logic, data assessment & documentation; work closely with CRISIL, internal Risk & Business teams on model calibration.Conduct credit risk assessments and portfolio management, integrating model outputs into underwriting, create Early Warning Signals (EWS), and support the Risk monitoring framework of SME portfolio.Prepare detailed credit rating reports, documenting client risk profiles, mitigants, financial analysis, and publishing well-supported rating rationales for Credit Committee and senior management.Required Skills & Technical ProficiencyDomain ExpertiseStrong knowledge of Internal rating models, SME lending, Credit Underwriting, internal rating frameworks, and regulatory requirements.Experience and Qualifications Location: Mumbai (On-site)Duration: 3 Months (Contract / Project-based)Experience: At least 3 years relevant work experienceQualification: CA / MBA