Credit & Risk Strategist

Job Mode: Work From OfficeJob Type: Full-timeWorking Days: 5Industry: FintechAbout the Company:It is a publicly listed, tech-first NBFC powering India’s digital lending revolution.We’ve scaled rapidly by building a 100% digital, zero-manual-intervention lending backbone.Now, as we step into our 10 → 100 growth journey, we’re looking for someone hungry to ownfinance, drive growth, and sit at the heart of decision-making.What You’ll Do:● Develop and manage credit strategies for unsecured personal loans.● Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions.● Collaborate with product and data teams to strengthen risk assessment frameworks.● Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections.● Monitor portfolio performance and formulate risk mitigation measures. Stay informed about regulatory updates, credit trends, and industry benchmarks.What We’re Looking For:● Minimum 5+ experience in unsecured personal loans, preferably in a digital lending environment.● Strong understanding of digital lending platforms, including underwriting and designing credit policies.● Experience working with a fintech or NBFC, ideally one with its own consumer-facing app.● Analytical mindset and the ability to work with large datasets to make informed decisions.● Strong communication and collaboration skills.Why Join Us?● Competitive salary and benefits.● Work directly with our CEO and CFO in a high-impact, fast-growing fintech environment.● A fast-paced, collaborative culture that values innovation, ownership, and bold thinking.

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