Credit Analyst

Job Description: ROLE PURPOSE & OBJECTIVE: This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee. The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process. Manage complete credit appraisal and due diligence on credit cases within defined TAT. Proper maintenance of Credit files as per Internal guidelines and regulatory guidelines Monitor portfolio assigned on regular basis and reporting any covenant breach/abnormal events to Management and suggesting remedial actions. Manage quicker TAT for processing cases Use Rating models to complete rating for all cases assigned Monitor of portfolio assigned on regular basis, testing financial covenants and periodic review of assigned portfolio Maintain timely review/renewal of all cases on due dates Maintain all Credit files systematically and in compliance with all Internal and regulatory guidelines

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