SME_State Credit Head - Kota

Role OverviewWe are hiring a State Credit Head to lead SME credit operations across Rajasthan. The role involves driving high-quality underwriting, maintaining a healthy portfolio, and ensuring credit policy compliance while supporting business growth.Key Responsibilities Lead credit appraisal and approval for SME proposals across the state. Ensure robust financial analysis and risk assessment as per policy. Monitor portfolio quality, delinquencies, and early warning indicators. Guide and develop a team of credit managers. Coordinate with Sales, Operations, and Collections to enable smooth business flow. Ensure compliance with internal policies, regulatory norms, and audit standards.Requirements MBA/CA/Finance graduate preferred. 8–12 years of SME/MSME/LAP credit experience in an NBFC or bank. Strong analytical skills, financial understanding, and market awareness. Team handling experience with a focus on quality and TAT.

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