Assistant Manager – Credit Enablement

About Rang De:Rang De () is a fintech startup that aims to revolutionize credit access for underserved communities by connecting individual lenders and borrowers together, cutting out the need for an intermediary, and offering highly customized and affordable loans than traditional lenders.Having pioneered the model in India in 2008, Rang De's purpose built technology platform has proved to be game changing for providing timely access to credit for thousands of farmers and entrepreneurs. We recently pivoted into an NBFC-P2P and have a highly differentiated model from other peer-to-peer lending platforms.Application note: To help us review applications thoughtfully, we only consider submissions sent via email. Please find the /"How to Apply/" section below.We are a small team with big dreams and are seeking highly talented and experienced individuals to join us in this crucial role for expanding our impact and driving meaningful change in underserved communities.Role: Assistant Manager – Credit EnablementWork mode: Remote (Travel to partner locations may be required for offline trainings and field audits.)Role Overview:The Assistant Manager - Credit Enablement is responsible for building and strengthening the organization's lending capabilities and expertise. This role ensures the Partner team has sufficient understanding and expertise in origination and credit process. This role enables them to have the tools, knowledge, and processes needed to assess the borrower selection, onboarding and credit risk accurately while maintaining RBI compliance for P2P lending platforms.Responsibilities:Training & Capacity buildingDesign and deliver training programs on credit policies, underwriting standards, Rang De SOPs relevant to origination and risk assessment methodologies for partner teamsDevelop training manuals, case studies, and best practice documentation aligned with RBI P2P lending guidelinesConduct regular workshops on CIBIL/credit scoring, fraud detection, and borrower assessment techniquesCredit Policy & Process DevelopmentIdentify and update key findings in the context of lesson learnt to improve process and systems with cross-functional teams of Rang DeUpdate through the documentation the suggestions to credit policies, underwriting guidelines, and risk appetite frameworks of Rang DeDocument standard operating procedures (SOPs) for credit assessment and loan decision-makingPortfolio Performance MonitoringAnalyse historical loan data to identify performance trends, default patterns, and portfolio quality metricsGenerate periodic reports on portfolio health, stress testing, and early warning indicatorsRecommend policy adjustments credit teams based on portfolio performance and portfolio trendsFraud Prevention & Risk ManagementDevelop fraud detection frameworks and tools to identify suspicious applications and train the partner staff as well as the Impact Operations team at Rang DeConduct risk assessments on high-value loans and partner institutions and schedule the refresher courses for the partnersMonitor Partner Field Staff performance and develop touch-points to reach and fix the issues in the context of Rang De vision alignmentCross-functional CollaborationWork with origination teams to ensure credit standards are maintained and borrower selection due diligence is on trackCollaborate with technology teams on issues related to tech and product based on regular feedback from the partnerPartner with compliance and legal teams on regulatory adherenceSupport Repayments and Quality teams in constant upgradation and alignment of partner teams with Rang De SOPsRequired QualificationBachelor's degree in Finance, Commerce, Economics, or related fieldMBA in Finance or related specialization preferredExperience1-2 years in credit management, risk assessment, or financial servicesGood to have minimum 1 year in digital lending, NBFC, or P2P lending platformsProven experience in credit policy development and training deliveryTechnical SkillsStrong understanding of credit analytics and risk assessment methodologiesProficiency with credit scoring models (CIBIL, internal scoring systems)Data analysis skills using Excel, SQL, or BI tools (Tableau, Power BI)Knowledge of RBI regulations for P2P lending and NBFC guidelinesSoft SkillsExcellent presentation and communication abilitiesTraining and facilitation skills for internal and external stakeholders Problem-solving mindset with focus on process improvementAttention to detail and strong documentation skillsHow to Apply:Interested candidates are invited to email their resume along with a brief note on why they are passionate about joining Rang De. Please write to with the subject line “Application for Assistant Manager – Credit Enablement”.Rang De is an equal opportunity employer. We welcome applications from individuals of all backgrounds and are committed to building a diverse and inclusive workplace.Only applications submitted through this process will be considered.

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