Required experience8+ years working on lending, credit, or underwriting systemsDirect experience with at least one of:Loan Origination Systems (LOS)Credit decisioning platformsRisk / underwriting toolingDocument-heavy financial workflowsStrong understanding of:borrowers, guarantors, collateral, entitiescredit policies and exceptionsverification workflows (KYC, KYB, doc review, matching)Technical skillsStrong data modeling skills (relational + graph concepts)Comfortable reasoning about:schemasversioningauditabilitydeterministic vs probabilistic systemsAble to read and contribute to backend code (we don’t need you to ship everything, but you must be technical)Experience working with JSON-based configs, rules engines, or DSLs is a big plus